The MarketPlace Lending Association

Promoting a transparent, efficient and customer-friendly financial system by:

BankThink Smaller institutions should embrace, not oppose, fintechs – Read More

From the House Financial Services Committee

Mr. Meeks Question

“Question: the line between 3rd-party lending relationships”

Mr. Royce Question

“Question – credit score competition act & the benefits of technology”

MLA Board of Directors

Richard Neiman – Lending Club

Laura Bond – Funding Circle

Julie Hwang – Prosper Marketplace

Frank Borchert – Marlette Funding

Campbell Gibson – Avant

Alison Nicoll – Upstart Network

Manny Alvarez – Affirm

Rob Lavet – Social Finance (SoFi)

6+ years later, a good idea is now law. Modernize IVES! https://t.co/BSdnWD0ZGZ

@MLADirector Here is the May 2019 version without a paywall, but seemingly with similar conclusions. cc: @BrianRKnight https://t.co/45M4IHsXFA

Academic research suggests fintech algorithms may be 40% less discriminatory than face to face lending. Cash flow data, machine learning, etc. can increase access to credit and get borrowers the best possible product that they can qualify for. https://t.co/Xi4EsCs4Hu

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