BankThink Smaller institutions should embrace, not oppose, fintechs – Read More
Promoting a transparent, efficient and customer-friendly financial system by:
BankThink Smaller institutions should embrace, not oppose, fintechs – Read More
“Question: the line between 3rd-party lending relationships”
“Question – credit score competition act & the benefits of technology”
Richard Neiman – Lending Club
Laura Bond – Funding Circle
Julie Hwang – Prosper Marketplace
Frank Borchert – Marlette Funding
Campbell Gibson – Avant
Alison Nicoll – Upstart Network
Manny Alvarez – Affirm
Rob Lavet – Social Finance (SoFi)
6+ years later, a good idea is now law. Modernize IVES! https://t.co/BSdnWD0ZGZ
@MLADirector Here is the May 2019 version without a paywall, but seemingly with similar conclusions. cc: @BrianRKnight https://t.co/45M4IHsXFA
Lots going on!!!
Academic research suggests fintech algorithms may be 40% less discriminatory than face to face lending. Cash flow data, machine learning, etc. can increase access to credit and get borrowers the best possible product that they can qualify for. https://t.co/Xi4EsCs4Hu
